Monthly median interest rate on variable rate housing loans in Japan 2019-2024

Published by Statista Research Department, Dec 13, 2024

In December 2024, the median interest rate on variable rate housing loans set by city banks in Japan stood at about 2.63 percent per annum. In October 2024, the rate had increased for the first time in over a decade. The short-term prime lending rate serves as a benchmark for adjustable rate home loan rates.

Median interest rate on variable rate housing loans in Japan from January 2019 to December 2024

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Release date

December 2024

Region

Japan

Survey time period

January 2019 to December 2024

Special properties

as of 1st of each month; values have been rounded

Supplementary notes

Median value of floating interest rates for housing loans provided by city banks (Mizuho Bank, MUFG Bank, Sumitomo Mitsui Banking Corporation, Resona Bank, and Saitama Resona Bank).

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